Insurance and Liability Defense

Overview

Strategic defense for complex insurance and liability matters

DarrowEverett attorneys have deep experience representing insurance carriers in matters spanning the full life cycle of claims. Our work covers first-party and third-party disputes from initial investigation through arbitration, mediation, trial, and appeal in state and federal courts throughout Florida. We pair practical, business-minded advice with rigorous advocacy, focusing on efficient and cost-effective resolution without compromising results.

Breadth of Subject-Matter Experience

We advise and defend insurers across a wide range of insurance and liability defense matters, including:

  • Premises and casualty claims
  • Property losses
  • Insurance coverage and policy interpretation disputes (including application of exclusions)
  • Product liability
  • Negligent security
  • Professional liability
  • Errors and omissions
  • Life and health insurance
  • Surety bond disputes
  • Subrogation
  • Indemnification

Our attorneys routinely analyze, investigate, and litigate professional liability exposures, including attorney malpractice, medical malpractice, fidelity bond claims, CPA and auditor negligence, appraiser malpractice, and related fraud and malfeasance in the banking and lending sectors. This experience includes representing federal receivers such as the Federal Deposit Insurance Corporation and the Resolution Trust Corporation in the investigation and resolution of professional liability claims arising from bank failures.

Catastrophic Loss and High-Exposure Claims

We frequently represent carriers in disputes with residential and commercial insureds involving catastrophic losses, including hurricane and windstorm events, water and flood damage, and mold-related claims. In coordination with insurers, we also defend insureds in negligent security cases, wrongful death and personal injury actions, environmental contamination matters, construction defect litigation, and other negligence and tort-based claims. Our familiarity with technical causation issues, expert testimony, and damages modeling informs early risk assessments and targeted resolution strategies.

Resolution-First Mindset, Trial-Ready Execution

We counsel clients on litigation avoidance and pursue early, value-driven resolutions where appropriate, including through pre-suit negotiations and mediation. When litigation is necessary, our team is trial-ready and experienced at every stage of the process, from dispositive motion practice to jury trials and appeals. Each matter is approached on its specific facts and governing law, with defense strategies tailored to the exposure profile, coverage posture, and business objectives of the client.

What You Can Expect From Our Representation

Our attorneys combine subject-matter expertise with disciplined case management to advance matters efficiently. We emphasize clear, timely communication; focused discovery and document control; and streamlined trial preparation. Our legal staff leverages modern litigation technology to enhance efficiency and transparency, providing clients with the information and analyses they need to evaluate, pursue, defend, and resolve complex matters effectively. The result is a thoughtful, thorough, and practical defense that aligns with our clients’ risk and outcome goals. When coverage, exposure, and outcomes matter, our Insurance & Liability Defense team is ready to protect your interests—contact us to get started.

David J. Tong

Practice Leader

David J. Tong - Partner

David J. Tong has practiced law in the greater Tampa Bay area since 1984 and currently focuses his practice on bankruptcy and creditors’ rights, complex commercial litigation, real estate litigation,…

Paul M. Quin

Practice Leader

Paul M. Quin - Partner

Paul M. Quin focuses his practice on entertainment law, personal injury defense, environmental law, general tort matters, complex business litigation, and general commercial business law. He also has extensive experience…

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Our Offices

With offices strategically located across the East Coast, we serve clients with local insight and national reach.

New York, NY

New York Office

450 Seventh Avenue
Suite 1802
New York, NY 10123


Contact Information
Tel: (212) 335-2090
Fax: (212) 335-2091

Miami, FL

Miami Office

1 SE Third Avenue
Suite 2520
Miami, FL 33131


Contact Information
Tel: (305) 686-5159
Fax: (305) 686-6159

Boca Raton, FL

Boca Raton Office

1801 N. Military Trail
Suite 203
Boca Raton, FL 33431


Contact Information
Tel: (561) 288-2600
Fax: (561) 277-0012

Tampa, FL

Tampa Office

201 E Kennedy Boulevard, Suite 600
Tampa, FL 33602


Contact Information
Tel: (813) 314-4500
Fax: (813) 314-4555

DarrowEverett LLP

Providence, RI

Providence Office

One Turks Head Place
Suite 1200
Providence, RI 02903


Contact Information
Tel: (401) 453-1200
Fax: (401) 453-1201

Boston, MA

Boston Office

50 Congress Street
Suite 1040
Boston, MA 02109


Contact Information
Tel: (617) 443-4500
Fax: (857) 758-2948

Southcoast, MA

Southcoast Office

99 S. Main St.
Suite 280
Fall River, MA 02721


Contact Information
Tel: (508) 675-1576
Fax: (508) 672-6196

Charlotte, NC

Charlotte Office

1515 Mockingbird Lane
Suite 7120
Charlotte, NC 28209


Contact Information
Tel: (704) 672-0605
Fax: (704) 812-7642