Banking & Finance

We understand that no two transactions are the same, and we are committed to crafting solutions that address both legal complexities and broader business objectives. From middle-market deals to large, multi-jurisdictional transactions, DarrowEverett provides the clarity and legal foresight clients need to stay competitive and compliant.

Among the services that our Banking & Finance team offer include:

Commercial Real Estate Financing: We represent developers, owners, and investors in acquisition, development, and refinancing loans for commercial real estate projects. Our counsel covers everything from loan origination to closing and post-closing modifications.

Private Credit/Fund Finance Transactions: Our attorneys advise both sponsors and lenders on a wide range of fund finance and private credit arrangements, from capital call and net asset value facilities to cross-border, multi-currency, cash-flow, and asset-backed structures. We have extensive experience handling senior, unitranche, and second lien loans, high-yield and holdco notes, restructurings, structured equity, and other complex credit transactions.

Mezzanine and Subordinate Debt: We advise on the negotiation and documentation of mezzanine loans and other forms of junior debt. Our team ensures alignment between senior and subordinate lenders through carefully crafted intercreditor arrangements.

Recapitalizations and Equity Financing: We guide clients through debt-to-equity conversions, equity raises, and restructuring strategies designed to strengthen balance sheets and support future growth. Our work spans private placements, strategic investments, and recapitalization transactions.

Preferred Equity and Refinance Structures: We help clients navigate preferred equity investments and hybrid capital solutions designed to preserve ownership while meeting liquidity needs. We also assist in refinancing existing obligations to optimize capital structure.

Construction Lending and Project Finance: We represent lenders and sponsors in structuring and negotiating construction loans and project finance transactions, including public-private partnerships (P3s). Our experience includes infrastructure, energy, and large-scale real estate developments, including in the hospitality sector.
Equity and Debt Offerings: We advise on private placements and public offerings of equity and debt securities, including Regulation D and Rule 144A transactions. Our counsel ensures compliance with securities laws while meeting market demands and investor expectations.

Securitized Financing: Our attorneys handle transactions involving the pooling of income-generating assets and the issuance of securities backed by those assets. We guide clients through structuring, compliance, and risk assessment to support long-term stability and liquidity.

Asset-Based Credit Facilities: We advise borrowers and lenders on structuring credit facilities secured by a broad range of assets, including accounts receivable, inventory, and equipment. Our team ensures covenants, borrowing bases, and collateral arrangements are clearly defined and enforceable.

Syndicated and Club-Style Loans: We represent lead arrangers, agents, and participants in complex syndicated and club loan transactions. Our experience includes negotiating intercreditor agreements and addressing multi-lender governance and enforcement issues.

Derivatives and Hedging Arrangements: We assist clients in negotiating ISDA agreements and structuring interest rate, currency, and commodity hedges. Our focus is on mitigating exposure while ensuring regulatory compliance with evolving derivatives rules.

Structured Finance and Securitization: Our team structures complex finance vehicles that transform cash flows from various asset types into marketable securities. We provide strategic counsel to sponsors, issuers, and underwriters across asset classes and transaction types.

Debt Refinancing and Defeasance Solutions: We assist borrowers in restructuring existing debt to achieve better terms, extend maturities, or unlock capital. Our team also navigates complex defeasance processes to facilitate asset sales or debt retirements.

At DarrowEverett, we don’t just advise on the law—we bring a commercial lens to every deal. Our Banking & Finance team is known for delivering responsive, business-forward counsel that helps clients seize opportunities, mitigate risks, and drive growth. We speak the language of our clients and serve as strategic partners throughout the life cycle of every transaction.

Our attorneys have extensive experience navigating both conventional and alternative financing markets, giving us the insight needed to anticipate roadblocks, streamline execution, and deliver strong outcomes. We are proactive problem-solvers who help clients adapt quickly to changing conditions and regulatory pressures.

With a proven track record across industries and deal sizes, DarrowEverett is a trusted advisor for clients seeking a legal partner who understands the intersection of law, finance, and business strategy. Contact our Banking & Finance team today to learn how we can assist with your next property or business acquisition.